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Welcome to our new website!

This is our new website! Check for information on what we do and who we are. Watch for new blogs of information and topics you should know. Stay tuned! See More

Why a budget is important

Before I decided to implement a budget, my finances were in a horrible mess. I owed money to various credit cards and had no idea what the balances were or even what the minimum payments were. I skipped payments and fell behind on almost every bill I had except for rent. I had a vague idea about how much money I was bringing in monthly and I had no plan for the following week let alone the future.

Having a budget keeps you on track with everything financial and allows you to work out a plan for your money. You can plan for groceries next week or a vacation you want to take next year ......
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Budgeting for Beginners

In my opinion, a budget is the cornerstone to achieving all your financial goals. I know it can sometimes come across as a dirty word that no one wants to think about, but trust me; it is the key to your financial survival. Whether you are living paycheck to paycheck on a very low income or you have extra money left over after all the bills are paid, you need a budget.

But where do you start?

Forget past blunders and failed attempts to set up a budget. Discard them just like last year’s resolutions that have fallen to the way side. Budgeting is a path to freedom that will ......
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